# WIF Arbitrage: Live Price Spreads Across Exchanges

As of 2026-10-03 17:48 UTC, ArbTide tracks WIF spot and perpetual prices across exchanges. On spot markets, the best route has a 0.12% gross spread, which fees turn into a -0.08% net loss. On perpetual markets, the best route has a 0.16% gross spread, which fees turn into a -0.05% net loss.

## Spot prices by exchange

| Exchange | Market | Bid | Ask | Book spread | 24h volume | Taker fee |
| --- | --- | --- | --- | --- | --- | --- |
| Binance | [WIF/USDT](https://www.binance.com/en/trade/WIF_USDT?type=spot) | 0.2546 | 0.2547 | 0.039% | $2M | 0.100% |
| HTX | [WIF/USDT](https://www.htx.com/trade/wif_usdt) | 0.2542 | 0.2547 | 0.196% | $894.3K | 0.200% |
| Bitstamp | [WIF/USD](https://www.bitstamp.net/markets/wif/usd/) | 0.25465 | 0.25475 | 0.039% | $582.8K | 0.400% |
| OKX | [WIF/USDT](https://www.okx.com/trade-spot/wif-usdt) | 0.2547 | 0.2548 | 0.039% | $1.6M | 0.150% |
| Bitget | [WIF/USDT](https://www.bitget.com/spot/WIFUSDT) | 0.2546 | 0.2548 | 0.078% | $158.2K | 0.100% |
| Gate | [WIF/USDT](https://www.gate.com/trade/WIF_USDT) | 0.2547 | 0.2548 | 0.039% | $412.9K | 0.200% |
| MEXC | [WIF/USDT](https://www.mexc.com/exchange/WIF_USDT) | 0.2547 | 0.2548 | 0.039% | $418.7K | 0.050% |
| Kraken | [WIF/USD](https://pro.kraken.com/app/trade/wif-usd) | 0.2547 | 0.2548 | 0.039% | $353.7K | 0.260% |
| Toobit | [WIF/USDT](https://www.toobit.com/en-US/spot/WIF_USDT) | 0.2546 | 0.2548 | 0.078% | $283.7K | 0.100% |
| Crypto.com | [WIF/USD](https://crypto.com/exchange/trade/WIF_USD) | 0.2546 | 0.2548 | 0.078% | $12.4K | 0.500% |
| Bybit | [WIF/USDT](https://www.bybit.com/en/trade/spot/WIF/USDT) | 0.2548 | 0.2549 | 0.039% | $1.9M | 0.100% |
| KuCoin | [WIF/USDT](https://www.kucoin.com/trade/WIF-USDT) | 0.2548 | 0.2549 | 0.039% | $10.7M | 0.100% |
| XT.COM | [WIF/USDT](https://www.xt.com/en/trade/wif_usdt) | 0.2548 | 0.2549 | 0.039% | $311.9K | 0.200% |
| WEEX | [WIF/USDC](https://www.weex.com/spot/WIF-USDC) | 0.2543 | 0.2549 | 0.235% | $10.2K | 0.100% |
| WhiteBIT | WIF/USDT | 0.2543 | 0.255 | 0.275% | $2.2M | 0.100% |
| BTSE | [WIF/USD](https://www.btse.com/en/trading/WIF-USD) | 0.2545 | 0.255 | 0.196% | $363.3K | 0.020% |
| BtcTurk | [WIF/USDT](https://kripto.btcturk.com/pro/al-sat/WIF_USDT) | 0.254 | 0.255 | 0.392% | $72.7K | 0.090% |
| Deepcoin | [WIF/USDT](https://www.deepcoin.com/en/spot/WIF-USDT) | 0.2547 | 0.255 | 0.118% | $33.7K | 0.150% |
| Revolut X | [WIF/USD](https://exchange.revolut.com/trade/WIF-USD) | 0.2544 | 0.255 | 0.235% | $12.1K | 0.090% |
| BingX | [WIF/USDT](https://bingx.com/en/spot/WIFUSDT) | 0.255 | 0.2551 | 0.039% | $218.7K | 0.100% |
| HitBTC | WIF/USDT | 0.25394 | 0.25558 | 0.642% | — | 0.250% |
| DigiFinex | [WIF/USDT](https://www.digifinex.com/en-ww/trade/USDT/WIF) | 0.254 | 0.256 | 0.781% | $29.6K | 0.200% |

### Spot net spread for every exchange pair

Rows are where you buy at the ask, columns are where you sell at the bid; figures are after taker fees on every fill.

| Buy on ↓, sell on → | BingX | Bybit | KuCoin | XT.COM | OKX | Gate | MEXC | Kraken | Deepcoin | Bitstamp | Binance | Bitget | Toobit | Crypto.com | BTSE | Revolut X | WEEX | WhiteBIT | HTX | BtcTurk | DigiFinex | HitBTC |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| Binance | -0.08% | -0.16% | -0.16% | -0.26% | -0.25% | -0.30% | -0.15% | -0.36% | -0.25% | -0.52% | — | -0.24% | -0.24% | -0.64% | -0.20% | -0.31% | -0.36% | -0.36% | -0.50% | -0.46% | -0.57% | -0.65% |
| HTX | -0.18% | -0.26% | -0.26% | -0.36% | -0.35% | -0.40% | -0.25% | -0.46% | -0.35% | -0.62% | -0.34% | -0.34% | -0.34% | -0.74% | -0.30% | -0.41% | -0.46% | -0.46% | — | -0.56% | -0.67% | -0.75% |
| Bitstamp | -0.40% | -0.48% | -0.48% | -0.58% | -0.57% | -0.62% | -0.47% | -0.68% | -0.57% | — | -0.56% | -0.56% | -0.56% | -0.96% | -0.52% | -0.63% | -0.68% | -0.68% | -0.82% | -0.78% | -0.89% | -0.97% |
| OKX | -0.17% | -0.25% | -0.25% | -0.35% | — | -0.39% | -0.24% | -0.45% | -0.34% | -0.61% | -0.33% | -0.33% | -0.33% | -0.73% | -0.29% | -0.40% | -0.45% | -0.45% | -0.59% | -0.55% | -0.66% | -0.74% |
| Bitget | -0.12% | -0.20% | -0.20% | -0.30% | -0.29% | -0.34% | -0.19% | -0.40% | -0.29% | -0.56% | -0.28% | — | -0.28% | -0.68% | -0.24% | -0.35% | -0.40% | -0.40% | -0.54% | -0.50% | -0.61% | -0.69% |
| Gate | -0.22% | -0.30% | -0.30% | -0.40% | -0.39% | — | -0.29% | -0.50% | -0.39% | -0.66% | -0.38% | -0.38% | -0.38% | -0.78% | -0.34% | -0.45% | -0.50% | -0.50% | -0.64% | -0.60% | -0.71% | -0.79% |
| MEXC | -0.07% | -0.15% | -0.15% | -0.25% | -0.24% | -0.29% | — | -0.35% | -0.24% | -0.51% | -0.23% | -0.23% | -0.23% | -0.63% | -0.19% | -0.30% | -0.35% | -0.35% | -0.49% | -0.45% | -0.56% | -0.64% |
| Kraken | -0.28% | -0.36% | -0.36% | -0.46% | -0.45% | -0.50% | -0.35% | — | -0.45% | -0.72% | -0.44% | -0.44% | -0.44% | -0.84% | -0.40% | -0.51% | -0.56% | -0.56% | -0.70% | -0.66% | -0.77% | -0.85% |
| Toobit | -0.12% | -0.20% | -0.20% | -0.30% | -0.29% | -0.34% | -0.19% | -0.40% | -0.29% | -0.56% | -0.28% | -0.28% | — | -0.68% | -0.24% | -0.35% | -0.40% | -0.40% | -0.54% | -0.50% | -0.61% | -0.69% |
| Crypto.com | -0.52% | -0.60% | -0.60% | -0.70% | -0.69% | -0.74% | -0.59% | -0.80% | -0.69% | -0.96% | -0.68% | -0.68% | -0.68% | — | -0.64% | -0.75% | -0.80% | -0.80% | -0.94% | -0.90% | -1.01% | -1.09% |
| Bybit | -0.16% | — | -0.24% | -0.34% | -0.33% | -0.38% | -0.23% | -0.44% | -0.33% | -0.60% | -0.32% | -0.32% | -0.32% | -0.72% | -0.28% | -0.39% | -0.44% | -0.44% | -0.57% | -0.54% | -0.65% | -0.73% |
| KuCoin | -0.16% | -0.24% | — | -0.34% | -0.33% | -0.38% | -0.23% | -0.44% | -0.33% | -0.60% | -0.32% | -0.32% | -0.32% | -0.72% | -0.28% | -0.39% | -0.44% | -0.44% | -0.57% | -0.54% | -0.65% | -0.73% |
| XT.COM | -0.26% | -0.34% | -0.34% | — | -0.43% | -0.48% | -0.33% | -0.54% | -0.43% | -0.70% | -0.42% | -0.42% | -0.42% | -0.82% | -0.38% | -0.49% | -0.54% | -0.54% | -0.67% | -0.64% | -0.75% | -0.83% |
| WEEX | -0.16% | -0.24% | -0.24% | -0.34% | -0.33% | -0.38% | -0.23% | -0.44% | -0.33% | -0.60% | -0.32% | -0.32% | -0.32% | -0.72% | -0.28% | -0.39% | — | -0.44% | -0.57% | -0.54% | -0.65% | -0.73% |
| WhiteBIT | -0.20% | -0.28% | -0.28% | -0.38% | -0.37% | -0.42% | -0.27% | -0.48% | -0.37% | -0.64% | -0.36% | -0.36% | -0.36% | -0.76% | -0.32% | -0.43% | -0.47% | — | -0.61% | -0.58% | -0.69% | -0.77% |
| BTSE | -0.12% | -0.20% | -0.20% | -0.30% | -0.29% | -0.34% | -0.19% | -0.40% | -0.29% | -0.56% | -0.28% | -0.28% | -0.28% | -0.68% | — | -0.35% | -0.39% | -0.39% | -0.53% | -0.50% | -0.61% | -0.69% |
| BtcTurk | -0.19% | -0.27% | -0.27% | -0.37% | -0.36% | -0.41% | -0.26% | -0.47% | -0.36% | -0.63% | -0.35% | -0.35% | -0.35% | -0.75% | -0.31% | -0.42% | -0.46% | -0.46% | -0.60% | — | -0.68% | -0.76% |
| Deepcoin | -0.25% | -0.33% | -0.33% | -0.43% | -0.42% | -0.47% | -0.32% | -0.53% | — | -0.69% | -0.41% | -0.41% | -0.41% | -0.81% | -0.37% | -0.48% | -0.52% | -0.52% | -0.66% | -0.63% | -0.74% | -0.82% |
| Revolut X | -0.19% | -0.27% | -0.27% | -0.37% | -0.36% | -0.41% | -0.26% | -0.47% | -0.36% | -0.63% | -0.35% | -0.35% | -0.35% | -0.75% | -0.31% | — | -0.46% | -0.46% | -0.60% | -0.57% | -0.68% | -0.76% |
| BingX | — | -0.32% | -0.32% | -0.42% | -0.41% | -0.46% | -0.31% | -0.52% | -0.41% | -0.68% | -0.40% | -0.40% | -0.40% | -0.80% | -0.36% | -0.46% | -0.51% | -0.51% | -0.65% | -0.62% | -0.73% | -0.80% |
| HitBTC | -0.58% | -0.66% | -0.66% | -0.76% | -0.74% | -0.79% | -0.64% | -0.85% | -0.74% | -1.01% | -0.73% | -0.73% | -0.73% | -1.13% | -0.69% | -0.80% | -0.85% | -0.85% | -0.99% | -0.96% | -1.07% | — |
| DigiFinex | -0.69% | -0.77% | -0.77% | -0.87% | -0.86% | -0.91% | -0.76% | -0.97% | -0.86% | -1.13% | -0.85% | -0.85% | -0.85% | -1.25% | -0.81% | -0.91% | -0.96% | -0.96% | -1.10% | -1.07% | — | -1.25% |

## Perpetual prices by exchange

| Exchange | Market | Bid | Ask | Book spread | 24h volume | Taker fee |
| --- | --- | --- | --- | --- | --- | --- |
| KuCoin | [WIF/USDT:USDT](https://www.kucoin.com/trade/futures/WIFUSDTM) | 0.2543 | 0.2544 | 0.039% | $7.1M | 0.060% |
| Bybit | [WIF/USDT:USDT](https://www.bybit.com/trade/usdt/WIFUSDT) | 0.2544 | 0.2545 | 0.039% | $9.6M | 0.060% |
| WEEX | [WIF/USDT:USDT](https://www.weex.com/futures/WIF-USDT) | 0.2543 | 0.2545 | 0.079% | $1.2M | 0.080% |
| Binance | [WIF/USDT:USDT](https://www.binance.com/en/futures/WIFUSDT) | 0.2545 | 0.2546 | 0.039% | $21.9M | 0.050% |
| Bitget | [WIF/USDT:USDT](https://www.bitget.com/futures/usdt/WIFUSDT) | 0.2545 | 0.2546 | 0.039% | $3M | 0.060% |
| Gate | [WIF/USDT:USDT](https://www.gate.com/futures/USDT/WIF_USDT) | 0.2545 | 0.2546 | 0.039% | $2.1M | 0.050% |
| MEXC | [WIF/USDT:USDT](https://www.mexc.com/futures/WIF_USDT) | 0.2545 | 0.2546 | 0.039% | $5.6M | 0.020% |
| BingX | [WIF/USDT:USDT](https://bingx.com/en/perpetual/WIF-USDT) | 0.2545 | 0.2546 | 0.039% | $3.7M | 0.050% |
| LBank | [WIF/USDT:USDT](https://www.lbank.com/futures/wifusdt) | 0.2545 | 0.2546 | 0.039% | $10.2M | 0.100% |
| Toobit | [WIF/USDT:USDT](https://www.toobit.com/en-US/futures/WIF-SWAP-USDT) | 0.2544 | 0.2546 | 0.079% | $3.4M | 0.100% |
| Deepcoin | [WIF/USDT:USDT](https://www.deepcoin.com/en/swap/WIF-USDT) | 0.2545 | 0.2546 | 0.039% | $333K | 0.150% |
| OKX | [WIF/USDT:USDT](https://www.okx.com/trade-swap/wif-usdt-swap) | 0.2546 | 0.2547 | 0.039% | $9.6M | 0.050% |
| XT.COM | [WIF/USDT:USDT](https://www.xt.com/en/futures/trade/wif_usdt) | 0.2546 | 0.2547 | 0.039% | $8.4M | 0.060% |
| Aster | [WIF/USDT:USDT](https://www.asterdex.com/en/trade/pro/futures/WIFUSDT) | 0.2542 | 0.2547 | 0.196% | $24.6K | 0.035% |
| WhiteBIT | [WIF/USDT:USDT](https://whitebit.com/trade/WIF-PERP?type=futures) | 0.2542 | 0.2548 | 0.235% | $6.9M | 0.055% |
| BTSE | [WIF/USDT:USDT](https://www.btse.com/en/futures/WIF-PERP) | 0.2545 | 0.2548 | 0.118% | $403.1K | 0.055% |
| HTX | [WIF/USDT:USDT](https://www.htx.com/futures/linear_swap/exchange#contract_code=WIF-USDT&contract_type=swap&type=cross) | 0.2546 | 0.2549 | 0.118% | $1.6M | 0.050% |
| Kraken | [WIF/USD:USD](https://pro.kraken.com/app/trade/futures-wif-usd-perp) | 0.2547 | 0.2549 | 0.078% | $1.8M | 0.050% |
| Crypto.com | [WIF/USD:USD](https://crypto.com/exchange/trade/WIFUSD-PERP) | 0.2548 | 0.2549 | 0.039% | $3.7K | 0.500% |
| WOOFi Pro | [WIF/USDC:USDC](https://pro.woofi.com/en/trade/WIF_PERP) | 0.2543 | 0.2549 | 0.235% | $121K | 0.050% |
| Hyperliquid | [WIF/USDC:USDC](https://app.hyperliquid.xyz/trade/WIF) | 0.254801 | 0.255016 | 0.084% | $1.9M | 0.045% |
| Extended | [WIF/USDC:USDC](https://app.extended.exchange/perp/WIF-USD) | 0.2546 | 0.2552 | 0.235% | $25.5K | 0.200% |

### Perpetual net spread for every exchange pair

Rows are where you buy at the ask, columns are where you sell at the bid; figures are after taker fees on every fill.

| Buy on ↓, sell on → | Hyperliquid | Crypto.com | Kraken | OKX | XT.COM | HTX | Extended | Binance | Bitget | Gate | MEXC | BingX | LBank | Deepcoin | BTSE | Bybit | Toobit | KuCoin | WEEX | WOOFi Pro | Aster | WhiteBIT |
| --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- |
| KuCoin | -0.05% | -0.96% | -0.10% | -0.14% | -0.16% | -0.14% | -0.44% | -0.18% | -0.20% | -0.18% | -0.12% | -0.18% | -0.28% | -0.38% | -0.19% | -0.24% | -0.32% | — | -0.32% | -0.26% | -0.27% | -0.31% |
| Bybit | -0.09% | -1.00% | -0.14% | -0.18% | -0.20% | -0.18% | -0.48% | -0.22% | -0.24% | -0.22% | -0.16% | -0.22% | -0.32% | -0.42% | -0.23% | — | -0.36% | -0.32% | -0.36% | -0.30% | -0.31% | -0.35% |
| WEEX | -0.13% | -1.04% | -0.18% | -0.22% | -0.24% | -0.22% | -0.52% | -0.26% | -0.28% | -0.26% | -0.20% | -0.26% | -0.36% | -0.46% | -0.27% | -0.32% | -0.40% | -0.36% | — | -0.34% | -0.35% | -0.39% |
| Binance | -0.11% | -1.02% | -0.16% | -0.20% | -0.22% | -0.20% | -0.50% | — | -0.26% | -0.24% | -0.18% | -0.24% | -0.34% | -0.44% | -0.25% | -0.30% | -0.38% | -0.34% | -0.38% | -0.32% | -0.33% | -0.37% |
| Bitget | -0.13% | -1.04% | -0.18% | -0.22% | -0.24% | -0.22% | -0.52% | -0.26% | — | -0.26% | -0.20% | -0.26% | -0.36% | -0.46% | -0.27% | -0.32% | -0.40% | -0.36% | -0.40% | -0.34% | -0.35% | -0.39% |
| Gate | -0.11% | -1.02% | -0.16% | -0.20% | -0.22% | -0.20% | -0.50% | -0.24% | -0.26% | — | -0.18% | -0.24% | -0.34% | -0.44% | -0.25% | -0.30% | -0.38% | -0.34% | -0.38% | -0.32% | -0.33% | -0.37% |
| MEXC | -0.05% | -0.96% | -0.10% | -0.14% | -0.16% | -0.14% | -0.44% | -0.18% | -0.20% | -0.18% | — | -0.18% | -0.28% | -0.38% | -0.19% | -0.24% | -0.32% | -0.28% | -0.32% | -0.26% | -0.27% | -0.31% |
| BingX | -0.11% | -1.02% | -0.16% | -0.20% | -0.22% | -0.20% | -0.50% | -0.24% | -0.26% | -0.24% | -0.18% | — | -0.34% | -0.44% | -0.25% | -0.30% | -0.38% | -0.34% | -0.38% | -0.32% | -0.33% | -0.37% |
| LBank | -0.21% | -1.12% | -0.26% | -0.30% | -0.32% | -0.30% | -0.60% | -0.34% | -0.36% | -0.34% | -0.28% | -0.34% | — | -0.54% | -0.35% | -0.40% | -0.48% | -0.44% | -0.48% | -0.42% | -0.43% | -0.47% |
| Toobit | -0.21% | -1.12% | -0.26% | -0.30% | -0.32% | -0.30% | -0.60% | -0.34% | -0.36% | -0.34% | -0.28% | -0.34% | -0.44% | -0.54% | -0.35% | -0.40% | — | -0.44% | -0.48% | -0.42% | -0.43% | -0.47% |
| Deepcoin | -0.31% | -1.22% | -0.36% | -0.40% | -0.42% | -0.40% | -0.70% | -0.44% | -0.46% | -0.44% | -0.38% | -0.44% | -0.54% | — | -0.45% | -0.50% | -0.58% | -0.54% | -0.58% | -0.52% | -0.53% | -0.57% |
| OKX | -0.15% | -1.06% | -0.20% | — | -0.26% | -0.24% | -0.54% | -0.28% | -0.30% | -0.28% | -0.22% | -0.28% | -0.38% | -0.48% | -0.29% | -0.34% | -0.42% | -0.38% | -0.42% | -0.36% | -0.37% | -0.41% |
| XT.COM | -0.17% | -1.08% | -0.22% | -0.26% | — | -0.26% | -0.56% | -0.30% | -0.32% | -0.30% | -0.24% | -0.30% | -0.40% | -0.50% | -0.31% | -0.36% | -0.44% | -0.40% | -0.44% | -0.38% | -0.39% | -0.43% |
| Aster | -0.12% | -1.03% | -0.17% | -0.21% | -0.23% | -0.21% | -0.51% | -0.25% | -0.27% | -0.25% | -0.19% | -0.25% | -0.35% | -0.45% | -0.26% | -0.31% | -0.39% | -0.35% | -0.39% | -0.33% | — | -0.38% |
| WhiteBIT | -0.20% | -1.11% | -0.25% | -0.29% | -0.31% | -0.29% | -0.59% | -0.33% | -0.35% | -0.33% | -0.27% | -0.33% | -0.43% | -0.53% | -0.34% | -0.39% | -0.47% | -0.43% | -0.47% | -0.41% | -0.42% | — |
| BTSE | -0.20% | -1.11% | -0.25% | -0.29% | -0.31% | -0.29% | -0.59% | -0.33% | -0.35% | -0.33% | -0.27% | -0.33% | -0.43% | -0.53% | — | -0.39% | -0.47% | -0.43% | -0.47% | -0.41% | -0.42% | -0.46% |
| HTX | -0.23% | -1.14% | -0.28% | -0.32% | -0.34% | — | -0.62% | -0.36% | -0.38% | -0.36% | -0.30% | -0.36% | -0.46% | -0.56% | -0.37% | -0.42% | -0.50% | -0.46% | -0.50% | -0.44% | -0.44% | -0.48% |
| Kraken | -0.23% | -1.14% | — | -0.32% | -0.34% | -0.32% | -0.62% | -0.36% | -0.38% | -0.36% | -0.30% | -0.36% | -0.46% | -0.56% | -0.37% | -0.42% | -0.50% | -0.46% | -0.50% | -0.44% | -0.44% | -0.48% |
| Crypto.com | -1.13% | — | -1.18% | -1.22% | -1.24% | -1.22% | -1.52% | -1.26% | -1.28% | -1.26% | -1.20% | -1.26% | -1.36% | -1.46% | -1.27% | -1.32% | -1.40% | -1.36% | -1.40% | -1.34% | -1.34% | -1.38% |
| WOOFi Pro | -0.23% | -1.14% | -0.28% | -0.32% | -0.34% | -0.32% | -0.62% | -0.36% | -0.38% | -0.36% | -0.30% | -0.36% | -0.46% | -0.56% | -0.37% | -0.42% | -0.50% | -0.46% | -0.50% | — | -0.44% | -0.48% |
| Hyperliquid | — | -1.17% | -0.31% | -0.35% | -0.37% | -0.35% | -0.65% | -0.39% | -0.41% | -0.39% | -0.33% | -0.39% | -0.49% | -0.59% | -0.40% | -0.45% | -0.53% | -0.49% | -0.53% | -0.47% | -0.48% | -0.52% |
| Extended | -0.65% | -1.56% | -0.70% | -0.74% | -0.76% | -0.74% | — | -0.77% | -0.79% | -0.77% | -0.71% | -0.77% | -0.87% | -0.97% | -0.78% | -0.83% | -0.91% | -0.87% | -0.91% | -0.85% | -0.86% | -0.90% |

## Frequently asked questions

### Is there a WIF arbitrage opportunity right now?

No. The best WIF routes do not cover taker fees at the moment.

### Which exchange has the cheapest WIF?

Lowest ask price: Spot: Binance at 0.2547; Perpetual: KuCoin at 0.2544.

### How is the net spread calculated?

Net spread = (best bid on the sell exchange − best ask on the buy exchange) ÷ best ask − taker fees. Spot routes pay one taker fee per exchange. Perpetual routes pay two per exchange, to open and to close. Max profit is read from both order books, so it includes slippage, and spot routes also subtract the withdrawal fee.
