# SOFI Funding Rates

As of 2026-10-03 09:03 UTC, SOFI perpetual funding averages 0.0041% per 8 hours (4.51% APR) across all 11 exchanges that list it, weighted by 24h volume (median 0.0000%). Highest: XT.COM at 0.0100% per 8h (10.95% APR). Lowest: LBank at 0.0000% per 8h (0.00% APR). Going long on LBank and short on XT.COM collects a gross spread of 0.0100% per 8 hours (10.95% APR) before fees.

## Funding rate by exchange

| Exchange | Market | Funding rate | Interval | APR | Next funding |
| --- | --- | --- | --- | --- | --- |
| [XT.COM](https://arbtide.com/funding-rates/sofi/xt) | [SOFI/USDT:USDT](https://www.xt.com/en/futures/trade/sofi_usdt) | 0.0100% | 8h | 10.95% | 2026-10-03 16:00 UTC |
| [Deepcoin](https://arbtide.com/funding-rates/sofi/deepcoin) | [SOFI/USDT:USDT](https://www.deepcoin.com/en/swap/SOFI-USDT) | 0.0100% | 8h | 10.95% | — |
| [WEEX](https://arbtide.com/funding-rates/sofi/weex) | [SOFI/USDT:USDT](https://www.weex.com/futures/SOFI-USDT) | 0.0093% | 8h | 10.16% | 2026-10-03 09:03 UTC |
| [Crypto.com](https://arbtide.com/funding-rates/sofi/cryptocom) | [SOFI/USD:USD](https://crypto.com/exchange/trade/SOFIUSD-PERP) | 0.0006% | 1h | 5.00% | 2026-10-03 10:00 UTC |
| [Extended](https://arbtide.com/funding-rates/sofi/extended) | [SOFI/USDC:USDC](https://app.extended.exchange/perp/SOFI-USD) | 0.0005% | 1h | 4.38% | 2026-10-03 10:00 UTC |
| [Binance](https://arbtide.com/funding-rates/sofi/binance) | [SOFI/USDT:USDT](https://www.binance.com/en/futures/SOFIUSDT) | 0.0000% | 8h | 0.00% | 2026-10-03 16:00 UTC |
| [Bybit](https://arbtide.com/funding-rates/sofi/bybit) | [SOFI/USDT:USDT](https://www.bybit.com/trade/usdt/SOFIUSDT) | 0.0000% | 8h | 0.00% | 2026-10-03 16:00 UTC |
| [Bitget](https://arbtide.com/funding-rates/sofi/bitget) | [SOFI/USDT:USDT](https://www.bitget.com/futures/usdt/SOFIUSDT) | 0.0000% | 8h | 0.00% | — |
| [Gate](https://arbtide.com/funding-rates/sofi/gate) | [SOFI/USDT:USDT](https://www.gate.com/futures/USDT/SOFI_USDT) | 0.0000% | 8h | 0.00% | 2026-10-03 16:00 UTC |
| [LBank](https://arbtide.com/funding-rates/sofi/lbank) | [SOFI/USDT:USDT](https://www.lbank.com/futures/sofiusdt) | 0.0000% | 8h | 0.00% | 2026-10-03 16:00 UTC |
| [Toobit](https://arbtide.com/funding-rates/sofi/toobit) | [SOFI/USDT:USDT](https://www.toobit.com/en-US/futures/SOFI-SWAP-USDT) | 0.0000% | 8h | 0.00% | 2026-10-03 16:00 UTC |

## Frequently asked questions

### Is the SOFI funding rate positive right now?

Mostly no. SOFI funding is positive on 5 of the 11 exchanges, which means longs are paying shorts on those venues.

### Which exchange has the highest SOFI funding rate?

XT.COM at 0.0100% per 8h (10.95% APR). The lowest is LBank at 0.0000% per 8h (0.00% APR).

### What is the SOFI funding arbitrage spread?

The gross spread is 0.0100% per 8 hours (10.95% APR): long SOFI on LBank and short on XT.COM. Trading fees, slippage and price basis reduce the net return.

### How often is SOFI funding paid?

SOFI funding is paid every 8 hours on XT.COM, Deepcoin, WEEX, Binance, Bybit, Bitget, Gate, LBank, and Toobit; every hour on Crypto.com and Extended. Rates on this page are also shown as APR so they can be compared directly.