SOFI Funding Rates: Live Across 11 Exchanges

As of 2026-10-04 06:45 UTC, SOFI perpetual funding averages 0.0048% per 8 hours (5.23% APR) across all 11 exchanges that list it, weighted by 24h volume (median 0.0000%). Highest: XT.COM at 0.0100% per 8h (10.95% APR). Lowest: LBank at 0.0000% per 8h (0.00% APR). Going long on LBank and short on XT.COM collects a gross spread of 0.0100% per 8 hours (10.95% APR) before fees.

Long SOFI on LBank and short on XT.COM for a funding gap of 0.0100% per 8 hours. Trading fees, slippage and the price basis between venues reduce the net return; the funding table shows it after fees for your size. See how this gap moved. Learn how funding rate arbitrage works and what a funding rate is.

Frequently asked questions

Is the SOFI funding rate positive right now?

Mostly no. SOFI funding is positive on 5 of the 11 exchanges, which means longs are paying shorts on those venues.

Which exchange has the highest SOFI funding rate?

XT.COM at 0.0100% per 8h (10.95% APR). The lowest is LBank at 0.0000% per 8h (0.00% APR).

What is the SOFI funding arbitrage spread?

The gross spread is 0.0100% per 8 hours (10.95% APR): long SOFI on LBank and short on XT.COM. Trading fees, slippage and price basis reduce the net return.

How often is SOFI funding paid?

SOFI funding is paid every 8 hours on XT.COM, Deepcoin, WEEX, Binance, Bybit, Bitget, Gate, LBank, and Toobit; every hour on Crypto.com and Extended. Rates on this page are also shown as APR so they can be compared directly.